Today is card day. Yes I am going to 'talk' about credit cards that I posess.
Beginning with credit cards:
Notice the cards are strategically placed so that my credit card numbers won't be revealed =)
Citi Clear Card for students
This was the very first card I applied for back then when I was a lowly-paid diploma grad.. good card to have if you are a student or working adult whose annual income is below SGD$30,000. You get to enjoy most Citibank benefits (shopping & food etc)
Card limit is only $500
HSBC Gold Visa Credit Card
Second card which I applied. There was a promotion and they don't seem to be very strict about the income requirement.
Submitted my application after I got my bonus.
Three years waiver of membership fee - why not?
Upcoming card hence starting to offer better promotions and privilege

This comes complimentary with every HSBC card applied for.
Good for having more points when shopping @ Cold Storage, Guardian, Jason's Marketplace etc.
I looooove shopping at Cold Storage. Somehow find the fruits and vegetables there fresher..Great for salads and western food recipes :)
Can also find more varieties and brands of products. Slightly pricier though.

Applied for this next after I got my promotion at my previous job, hence meeting the income requirements - YEAH!
This is good for getting more points when shopping at NTUC Fairprice..
I shop there quite often too.. for groceries to whip up delicous recipes sourced from everywhere =p
OCBC Titanium Mastercard
Applied for this card just before I left my full time job.. intially applied for the free pair of GV movie tickets hehe..but OCBC seems to be fighting for a share of the credit card market, so may offer more privileges.
They also give you a free mobile phone (basic features) if you spend $500 in the first month - got it by using this card to pay for my parents' purchases =p
OCBC Robinsons Credit Card
It came complimentary after I had applied for the OCBC Titanium Credit Card. I have yet to use it.
Good to have if you shop at Robinsons often.
Next up membership cards which I possess.. Livin' up the life and Lovin' it! =)
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